Collection Agency Payment Processing & Merchant Accounts | SwivlPay

HIGH RISK/COLLECTION AGENCIES & ARM

Collection Agency
Payment Processing

Give consumers secure, convenient ways to resolve past-due accounts with merchant account, card, ACH, and recurring payment tools built for debt collection and Accounts Receivable Management workflows.

Collection agency recovery dashboard showing past-due balances, recovered payments, and payment plans

Payment Tools Built Around Collections

Support agent-assisted and self-service payments with flexible options designed for collection workflows, repayment arrangements, and account resolution.

Virtual Terminal

Accept secure one-time card or ACH payments while an agent is speaking with the consumer.

Payment Links

Send secure, account-specific payment links by text or email for fast self-service payment.

Payment Plans

Create authorized recurring schedules for payment arrangements and negotiated repayment plans.

Card & ACH

Offer debit, credit, and ACH payment options through the channels consumers prefer.

Collection account resolution with phone, secure payment link, payment plan, ACH, and card options

Make It Easier to Resolve an Account

Consumers are more likely to complete a payment when the process is simple, secure, and available through the channel they already use. SwivlPay helps agencies support both live-agent and self-service collection activity.

  • Payments by phone
  • Online self-service checkout
  • Text and email payment links
  • Debit, credit, and ACH
  • Recurring payment arrangements
  • Transaction and settlement reporting

High-Risk eCheck Processing

Give customers a secure way to pay directly from their U.S. bank account. A reliable alternative when card processing is difficult to secure.

  • One-time and recurring bank payments
  • Email invoices and payment links
  • Gateway reporting and transaction tools
  • API integration and faster-deposit options

Starting at 1.90% + .25¢

Secure eCheck gateway connecting customer and business bank accounts
High Approval Rate
Designed for compliant Debt Collection & ARM businesses.
Fast Deposits
Same- or next-day options may be available.
Flexible Payments
One-time, recurring, invoice, and payment links.
Secure Gateway
Manage payments and reporting online.

Improve Your Collection Payment Process

Talk with SwivlPay about the right payment setup for your agency.

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